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There’s hardly a person who doesn’t get delighted with delicious meals. To satisfy your food cravings a bit more, most of the food delivery services have a variety of coupon codes and vouchers. With these coupons and vouchers, your cravings are not just delicious but also affordable. 

One such initiative by Swiggy to make food ordering seamless is the introduction of Swiggy money in Swiggy’s digital wallet. Just like wallets of other payment methods, a certain amount of money is stored in a digital wallet that can be used later on by the user. 

If you want to know more about Swiggy Money, keep reading the blog and clear all doubts you have! 

What is Swiggy Money? 

swiggy-picccWhat is Swiggy Money? cc

The reliability of the digital lifestyle has been very significant. With delivering our favorite meals to our doorstep, payment has always been so convenient with all the cashless options like Paytm, Google Pay, etc. 

Swiggy, to overcome the reliance on these payment apps, launched its own digital wallet. Swiggy money is nothing but a digital voucher code that can be used as digital money to pay for your food orders. And apart from being digital money, you can have tons of offers that will give you the best deals with your food orders. 

The wallet of Swiggy Money was built in collaboration with ICICI wallet services. The work included a cloud platform with an integrated API. Using the digital money available on your Swiggy wallet, you can pay on your future orders. Swiggy is currently working on the use of wallet money in orders from Genie, Instamart, and other services offered by Swiggy. 

The benefit of Swiggy digital money is that it gives its users a chance to not make ordering their meals a hassle. Very often, with digitized food ordering, a customer has to face issues like lengthy payment protocols and failed payment using other third-party payment apps. 

A Competitive Move

The two food delivery services, Swiggy and Zomato, Swiggy Wallet are assumed to be a competitive move to stay ahead of its competitors. While Zomato supports different payment methods, the brand does not have a wallet of its own like Swiggy.

Additionally, it is not only standing out from its competitors in food delivery services but also giving a tough fight to other payment methods. 

Where Can You Use Swiggy Money? 

Where Can You Use Swiggy Money?

The digital money offered by Swiggy, as we earlier said, can be used to pay for your food orders from Swiggy. Apart from this, Swiggy money can help you avail great offers and discounts. Swiggy money in a wallet can either be stored or used for split payments as well. 

Along with that, you can also get refunds by using your Swiggy money. In fact, the start of Swiggy money began only when a refund was needed for a failed order or when a customer canceled an order. When the concept of Swiggy money was introduced, the money as a refund could be used to pay for the next order. 

Swiggy Money is powered by ICICI, but even if you are a user from some other bank, you can easily use Swiggy Money. Unlike how Swiggy money started as compensation for refunds, now there are a lot of ways it can be used. 

The Guide to Redeem Your Swiggy Money Voucher

The Guide to Redeem Your Swiggy Money Voucher

Using Swiggy money is a lot easier. If you are new and have no clue about how to use your Swiggy money, proceed with the following steps: 

  • Open your app on your device. You can do the same using the website for Swiggy (log in using the same number you used for the active account on your phone)
  • Now, navigate and go to the account section. There you will find an icon, “Swiggy Money.” Click on it.
  • Once you click on “Swiggy Money,” you will find “Activate Swiggy Money.” Again, click it.
  • If you have not already completed your KYC, you will be asked to complete the minimum KYC.
  • Once you are done, click on the link named “Add Voucher” on the same web page for Swiggy Money.
  • You will now be asked to enter your voucher code and your PIN.
  • Once you add the required details, the amount of your voucher code will be added to your Swiggy wallet.
  • Once your Swiggy wallet has been credited with the amount, you can use it for transactions on Swiggy. The digital money can be used to cover the food orders, delivery fees, or other charges of your order, like taxes and packaging charges. 


Swiggy, by introducing their digital wallet and money, not only made ordering food seamless and hassle-free but also reduced the use of third-party payment methods. Swiggy money is obtained in the form of a voucher code that you can redeem and get Swiggy money in your digital wallet. 

The digital money can later be used to make the payment for your future orders. Very often, you also get other great offers as you use your Swiggy wallet money. The only limitation people find with Swiggy money is that it can not be used for platforms other than Swiggy. 

Comment down to know if you have more queries! 

Frequently Asked Questions

Can the Swiggy Voucher Be Shared? 

The answer is YES! Your Swiggy voucher can be shared with your friends and family members. For sharing it with your friends and family, share the details of the voucher with them. Ensure that the details are correctly shared; otherwise, the voucher will not be redeemed.  

When Will My Swiggy Wallet Money Expire? 

Your voucher card, using which you can redeem Swiggy wallet money, will have an expiry date of around 6 months to a year. But once you load the amount using your code to your wallet, it does not have an expiry date. 

Is There a Limit on Swiggy Money? 

If you have a minimum KYC, your monthly limit will be 10,000 a month. The limit is the same (i.e., 10,000 Rs. a month) for transactions not connected to ICICI. Whereas for accounts with a full KYC, the monthly limit exceeds one lakh.